Wells fargo active cash card reddit. For a $0 annual fee, the Wells Fargo Autograph card packs in mea...

Personally I will get any flat 1.5%+ card ( Includes W

When you log in, it’ll show you if it’s eligible or not for changing. double check that the platinum doesn't provide a 50% go far rewards bonus when redeemed for airfare. I know the WF cash back (1% back card) provides this benefit, and will turn the active cash into effectively a 3% back card. I upgraded my WF Platinum to the Active Cash ...The doublecash has an advantage over some like the wells fargo card because it can be transferred into typ and then airline partners. If you're going the point valuation route there's even more 2%+ cash back cards out there like the amex everday (1 mr point guaranteed and valued at least 2c each, 2 points or 4% by point value on groceries, both ...View community ranking In the Top 1% of largest communities on Reddit. I have a Wells Fargo Active Cash card but my limit is only $2,500. I saw Visa Signature cards are a minimum of $5k. To be fair I product changed from a Platinum card and the limit on that was $2,500. Should I call and ask them to bump it up to $5,000?View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo requires hard pull to increase credit line ... I even told the agent I would use the card more with an increase. ... I've had the Wells Fargo Active Cash since Nov 2019. It was increased from $2,500 —> $4,400. I think I requested to $5,000 and she said the ...On top of this, every month you spend at least $1,000 you’ll earn 3x points per dollar -- a higher flat rate than even the highly regarded Wells Fargo Active Cash® Card. If you’re using the ...Maria Adams, Credit Cards Moderator. @m_adams • 12/14/21. Wells Fargo Active Cash® Card is a Visa, not a Mastercard. You can use your Wells Fargo Active Cash Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories. There are a few differences between Visa and ...I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.Looking at the SuB for the WF Active Cash and Autograph cards, Active Cash gives $200 while Autograph gives $300 after spending the respective amounts of $1000 or $1500 within 3 months of card opening.. I currently have the CapitalOne Quicksilver card for my catch-all card, for purchases that don't fall into other higher bonus categories on my other cards. I am looking to replace this with the ...Is Wells Fargo Active Cash card the best one? It offers 2% cash back on everything, which is the highest I've seen (second highest is 1.5%) without any fees. Obviously there's other cards that offer more, like 4-5% on certain categories, but their non category specific cash back is usually around 1%. Vote. 2 comments. Excellent, Good. Regular APR. 20.24%, 25.24%, or 29.99% variable APR. Both the Wells Fargo Active Cash® Card and the Citi® Double Cash Card offer 2% cash back on every purchase, but the Active ...With the Autograph it really depends on your top spending categories and how much you spend. 2 vs 3% doesn't seem like a big difference but it can be. My phone bill is $130 every month. That's 2.60 vs 3.90, an extra $15 a year just for getting the boost in that one category. Realshotgg • 1 yr. ago.Active cash is better due to insurance on the card. Citi is better due to points games (rewards+ = 10% bonus) etc. 3. deVrinj • 21 days ago. Double Cash all day, especially if you have "ecosystems" in mind. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2.22%.Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes ...The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Currently, the Citi Double Cash doesn't ...With the Citi Double Cash, the balance transfer fee increases to 5% ($5 minimum) if completed after four months of account opening. With the Active Cash, the balance transfer fee increases to up ...I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Wells Fargo no longer requires cash back to be redeemed in increments of $25. I just redeemed my cash back for my WF Active Cash. Historically, you had to put in an increment of $25. However, today it gave me the option to type in an amount. I typed in 96.02 to see what happened.Used mine on both Paypal and Apple Pay prior to having the physical card, no issues. Yes you can use it both on Apple Pay or PayPal as soon as it’s approved. Expect a call from Wells Fargo Fraud Services, though. About 6 hours after I was approved I made a PayPal purchase online.Reward, gone? : r/CreditCards. Wells Fargo, Active Cash. Reward, gone? I hit the $1000 mark and received the $200, plus another $25 for other purchases. Went to the rewards section and redeemed $225 back to the card, thinking it would just apply to my balance. I don't see it anywhere now, reflected in the balance or available anywhere to be ...Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells ...The Wells Fargo Active Cash Card gets the nod largely because of its sign-up bonus and superior intro APR offer. By Gregory Karp Updated Oct 3, 2023 2:44 p.m. PDT Edited by Kenley Young...All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs.Flat 2.5% Cashback: Hawaii State FCU Always Cash Visa Signature. 136. 57. r/CreditCards • 28 days ago.If the card is just for Costco shopping, and not gas, you could go with the Alliant Visa Signature or a 2% Visa like the Wells Fargo Active Cash. If you have BoA Plat Honors, a Customized Cash would get 3.5% back in the warehouse and 5.25% back at the pump, far surpassing the 2%/4% of the Citi Costco card.If you already have a 2% card, the WF autograph is a great no-annual fee travel card, as it has 3% back on all travel related expenses and has no foreign transaction fees. The other advantage of the autograph is that it has 0 FTF while the active cash has 3% FTF. Also the fidelity visa 2% card only has 1%FTF, so it combines well with the autograph. Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Hi all, I've been searching for this answer through terms and conditions and here with no luck. I have the Capital One Quicksilver card and it accrues cash basically as soon as the purchase clears on the account (eg. if I made a $1000 purchase that clears today, $15.00 would post to my rewards cash). The WF Active Cash cards doesn't work that ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.My landlord would charge a 3% fee for rent payments with a credit card. If you need to use the rent for the required spend and you have no fee free alternatives then using your new credit card to pay rent to help get the signup bonus might be the way to go.Sebi Mitchell, Credit Cards Moderator. @sebim • 10/15/21. Yes, it is hard to get the Wells Fargo Active Cash® Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Wells Fargo Active Cash.Just a heads up, if your upgrading from cash-wise to active cash, many benefits are missing on active cash like auto rental collision damage waiver, extended warranty protection, purchase protection, etc.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Your credit score impacts your ability to get car loans, secure a mortgage and more. Keep reading to learn about the various ways to check your credit. Your credit score is based on a number of factors. These factors all make up a percentag...UPDATE: I just called in and was approved with a $12k limit. I asked why it went into pending status, and the rep told me it was 100% because I had no relationship with them, and they wanted to verify that it wasn't fraud. Data points: They pulled Experian which is by far my lowest score at 780 - 0/6 3/12 - AAoA: 5y4m oldest being 12y10m - Less ...I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.Citi Double Cash is making two changes to their rewards program whereby the card will earn ThankYou points directly. Previously, the card earned cash back which could be transferred to ThankYou points. Points can still be cashed out as before, at a rate of 1 cent per point which gets you 2% back per $1 spent.While most credit cards offer a 1% or even 1.5% cash-back rate on all purchases, this card offers an unlimited 2% cash rewards on purchases. There is a caveat though -- you can redeem your cash ...The $0-annual-fee Wells Fargo Active Cash earns 2% cash back on all purchases. Its sign-up bonus sets it apart from other cards earning 2% back.I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything. View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo New Reflect Card. 18 months intro 0% APR on purchases, which can be extended to 21 months when making at least minimum payments. Just saw this new card. ... That's active cash ReplyPayPal master card is better. 2% flat rate and then 3% on PayPal. Not a banking app, just through PayPal (which most people already have). I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta.You simply swipe your card and let the cash back rewards pile up. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited ...Chase Freedom Unlimited: Rewards Rate: 6.5% cash back on travel purchased through Chase Ultimate Rewards®; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% ... Both cards offer a $200 welcome offer bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in purchases in the first year.(Both cards have $200 SUBs; the Citi card requires $750 in spend over 3 months, while the Wells Fargo card requires $1000 in spend over 3 months.) *If a user spends over $2000/month on the card, the WF Active Cash comes out ahead, regardless if that user spends $500 or more in the month in an applicable Custom Cash bonus category.Citi Double Cash vs WF Active Cash . I'm looking at getting 1 of these 2 options, mainly to pay wedding vendors. ... Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. You'll find great stories as well as horror stories on both lenders though, as is the case with every bank on ...Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I’ll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go?My landlord would charge a 3% fee for rent payments with a credit card. If you need to use the rent for the required spend and you have no fee free alternatives then using your new credit card to pay rent to help get the signup bonus might be the way to go.If you keep between 50k and 100k with bofa, you can get 2.25% or 2.625% respectively back on all purchases with a no af card. They also have a no af card that can get you up to 5.xx% back on a catagoey a year, but it's limited to $2500. Spend a quarter. Ira, taxable investment account, cash, savings all count.I came from Wells Fargo too. There's good reason to switch based on being a good person. Wells Fargo had purposefully screwed millions of people for profit. Just watch ColdFusions documentary on YouTube. SoFi's credit card is pretty baller. But honestly at the moment SoFi is just decent in most categories.Additional terms and conditions apply." From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim."Wells Fargo is offering to do a card switch for me. They want to switch my primary card Platinum Wells Fargo Cash Back Card (1%) to there new Active Cash Card (2%). After looking into it more, I found that the Chase Freedom Unlimited may be a better option but I am more inclined to go for the WF Active Cash Card because it is a Visa Signature.by Chuck. Update 4/18/23: Spend requirement is temporarily lowered from $1,000 to $500. Same $200 bonus. Update 8/7/22: Bonus is $250 in branch. As expected, Wells Fargo has officially launched their new Active Cash card which earns 2% cash back on all purchases and offers a $200 signup bonus with no annual fee.The Chase Freedom Unlimited and Wells Fargo Active Cash cards are two of the market's most popular cash-back credit cards. Check out the table below to see how the two compare. FeatureInterest Rate Promotion0% for 15 months on purchases and qualifying balance transfers0% for 15 months on purchases and qualifying balance …Still, you can rack up rewards if you take advantage of sign-up bonuses and introductory APRs. This includes the Wells Fargo Active Cash℠ card. The issuer’s other flat-rate card, the Wells Fargo Cash Wise Visa® card*, earns just 1.5% cash rewards back on your purchases and 1.8% cash rewards on Google Pay and Apple Pay purchases for …Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1I got approved. Income 90k 5/24: 5/24 (before applying) CL: $3,000. Current cards. Amex Gold 5/22 (using their apple card-like pre-approval tool, after being previously denied twice the old fashioned way) Citi custom cash 5/22 $6,800. Apple …Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo is among the most corrupt businesses on earth. I have the paperwork to prove it. Because they know who to bribe they are getting away with murder. Do not under any circumstances do business with Wells Fargo. Run like hell. They bought my mortgage and it was the beginning of a decade of entitled thievery. Don’t!Excellent, Good. Regular APR. 20.24%, 25.24%, or 29.99% variable APR. Both the Wells Fargo Active Cash® Card and the Citi® Double Cash Card offer 2% cash back on every purchase, but the Active ...View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo New Reflect Card. 18 months intro 0% APR on purchases, which can be extended to 21 months when making at least minimum payments. Just saw this new card. ... That's active cash ReplyWells Fargo Platinum card: Best for those looking for a longer 0% APR period. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. One area where it stands ahead of the Wells Fargo Active Cash card is in the length of its introductory 0% APR period.Capital one savor one is an underrated card. 3% back on entertainment. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining. Things like restaurants, fast food and take out. 3% back on groceries. Self explanatory.Wells Fargo Active Cash. I recently noticed my Wells Fargo college cash back card seems to have been upgraded to the active cash. I never requested a PC or …Approved for Wells Fargo Active Cash with insane CL. Data Point. I checked my mail today and saw an invitation from Wells Fargo that I'm pre-selected to their new credit card which is Active Cash. It's been 5 years since the last time I applied for a new card. I was tempted because it is 2% unlimited cash back + $200 SUB and 15 months 0% APR ...The Wells Fargo Active Cash® Card pairs a highly competitive flat cash back rate with generous welcome and introductory APR offers for no annual fee. The …More specifically, the Wells Fargo Active Cash® Card, the Wells Fargo Reflect, and the Wells Fargo Autograph℠ Card offer a minimum credit limit of at least $1,000. What you need to know about Wells Fargo credit card limits: Wells Fargo starting credit limit: It’s important to remember that $1,000 is the lowest credit limit you’ll start...The Autograph has car rental CDW and no foreign transaction fees. Since the Active Cash get's 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family's purchases since bills, car repairs, doctor bills, electronics, etc. would all get 2% instead of 1%. You should probably get them both.. I'm recently aware that Wells Fargo allow You simply swipe your card and let the cash back rewards pile The $0-annual-fee Wells Fargo Visa Signature® Credit Card doesn't offer a traditional upfront sign-up bonus after meeting a minimum spending requirement. But it does earn 5X points on up to ...If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers. IMO, for someone who wants simplicity but also is willing to max Hey hey, first ever post here. Just received my 2nd ever credit card, the Wells Fargo Active Cash. I do not have and have never had any Wells Fargo accounts. Income: $54,000 FICO Score: 735 First and only other CC: Apple Card had since December, 2019 credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time Effective: March 18, 2023. These Wells F...

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